Bakit Kelangan Pa Natin Ng Insurance Kumpara sa Savings?

SAVINGS

Example: Buwan- buwan nag se-save ka ng Php2000 sa Banko.

End of the year, total ng savings mo ay Php24000 + + (Including interest) (0.3% if in saving account 3% if in Fix Deposit).

Assume na pinagpatuloy mo ito up to 5 years. Total niya ay Php120,000 ++

Unfortunately, na- diagnosed ka ng 1st Stage ng Cancer na kelangan ng Php500,000 for treatment cost.

Thanks for your savings, meron kang Php120,000 but you still need Php380,000.

You have 3 options to fund the balance

• Borrow

Family and friends will try their best to help you. Try mong makapag- loan sa trabaho kung ma-aapprove ng kumpanya niyo. But to borrow Php380,000 is near impossible unless you have a very rich relative.

• Sell your assets

You maybe have one or two assets which can be sold. But it takes at least 6 months to sell a house para makapag-hanap ng buyer for example. If your assets still under bank’s loan, hindi mo pa ito maaaring ibenta.

• Seek for Donation

Nakakapanuod ka ng TV sa Channel 2 and 7 na maraming Pilipino ang humihingi ng tulong as donation for themselves or their kids para sa pera pang-surgery or treatment. If you are disabled or really poor, you are qualified to seek donation under the television programme. Pero, kung ikaw ay income earner na nagta-trabaho naman sa isang big company as an executive, you will not be getting any help by the donation programme, kasi mas marami pang mahihirap na mas kailangan ng donation na ito.

INSURANCE

Example: Ganun din, buwan- buwan you do savings of Php2000 as premium deposit.

End of the year, total ng savings mo ay Php24000 + + Including interest) (9%-10% in InvestmentLink PAA+). Every year nag- cocompound ng patuloy ang interest ng pera mo and keeps on growing, even when you're asleep.

In case something bad happen to you , death or total permanent disabled, Sum Assured Php100,000,000 or 1M ay ma-ci claim ng next of kin or beneficiary mo. (Even if you pay insurance just for one month which is Php2000)

Regular kang nag se-save up to 5 Years. Amounting to Php120,000 ++

Unfortunately, you are diagnosed for Cancer 1st Stage which need Php500,000 for treatment cost.

Now, makaka- claim ka ng it's up to you kung 50% or 100% ng Benefit na Php500,000 or Php 1M para makakuha ka ng the best treatment sa magaling na ospital dito sa Pilipinas or abroad, dahil na-diagnose ka ng one of the 36 critical illness.

If you are unable to work and no money to pay your premium, Contributor plan will continue to pay it dahil sa Fund Value na Interest ng Pera na kinikita ng savings/ investment mo.

As the result, you still receive Protection and your savings still continue growing until age 100.

Contact me at 0915 673 6645 or email me at: payanewor18@gmail.com kung interesado ka makakuha ng Savings Plan with Insurance Protection via Pru Life UK.

I'm a Licensed Financial Consultant na makakatulong sa iyo para ma-determine ang needs mo whether you as savings in the future for your kid's education, retirement, dreamhouse etc. and most importantly to secure you and your family of the indefinite future.

 

Connect with me through Facebook.
 

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