Wednesday, December 19, 2012

Ipon. Ano ang Priority Mong Itabi?


 
Look at the illustration above.

Protection. Bilang may pananagutan na padre de pamilya o maybahay, o isang single na breadwinner, importante na protektahan mo muna ang sarili mo in case of the impending uncertainty of the future. Parang sa “pie”, it covers a big slice.

Sa panahon na hindi mo alam, it’s like a thief in the night. Sinakitan ka ng dibdib, tumaas ang BP (blood pressure) mo and you had a stroke. Or you crossed the road, and got hit by the bus, pero buhay ka pa, only you are disabled. Where are you going to get the money for the best treatment and therapy?

Paano ang mga mahal mo sa buhay?

Kapag tumigil ka na sa pag-ta trabaho. Paano kaya matutuloy ang kanilang lifestyle?

Alam ko mahal mo sila. Bigyan ng priority ang protection. What's great is that, it's now available linked to investment.

Savings. Gaano kahalaga sa iyo ang pag-iipon? Or when you get your salary, you spend it all? Magtabi kahit konting portion ng iyong kita for emergency man lang. Pwedeng maaari na naiisip mo ang medium term savings para sa anak mo for education or college fund. Get a medium term savings plan.

Investment. May iilan akong kakilala na ito ang inuuna nila. Alam ko ang goal is noble, to be wealthy and be financially independent. Meron din akong kakilala na hindi inuna ang protection, at nang nagka- cancer, had to sell his properties for a loss. Palugi itong ibinenta dahil kaylangan ng pampagamot na umabot ng 1 Million. Very dangerous.

I know you are responsible and you make the
right priorities and decisions.

Para malaman ang iyong savings need, don’t hesitate to contact me. I’m a licensed Financial Advisor trained to help you make the best protection, savings and investment plan customized and designed perfectly for you and your family’s needs.
I want to leave you lastly a quote from Bo Sanchez:
"If insurance means not trusting God, then we shouldn't put fire walls and escapes in our windows and fire extinguishers in our homes because God will protect us from fire. Then we shouldn't have locks in our doors and alarm in our cars because God will protect us from thieves. Then we shouldn't take vitamins because God will keep us healthy."
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