Do You Do Financial Forecasting Or Financial Planning?

It is very easy to do what many motivational speakers and books suggest. To simply declare the amount how much you want a year, 5 years or 10 years from now!

Madali ang magsulat sa papel, tiklupin at itago sa ilalim ng unan mo and wish this happen soon. This is a good start, dapat talaga we are clear kung ano ang gusto natin, isulat ng detalyado at ipag-pray. 

What we focus on grows. Pero gusto mo bang mapadali? For example gusto mo ng 1 million in one year, that's 12 months a bit short of time, pero posible ba? Oo! Lalo kung meron kang detalyado na plano to actually achieve this. 

1. Mag bu-buy & sell ka ba as extra income other than your monthly salary from work?

2. I-invest mo ba ang naipon mong pera sa isang investment vehicle like stock market or mutual fund?

3. May golden idea ka ba na i start na business na would grow in a year's time?

Kesa suntok sa buwan at unsure kung mangyayari ito why don't you set up a plan on how to actually get there?

Financial Planning saves you a lot of time and trouble kesa Blind Forecasting!

Dahil you would be frustrated kapag hindi rin realistic at hindi natupad, so you check your financial position now, baka andami mo namang loan na binabayaran sa ngayon. O kaka-graduate mo lang.

Have a laid- out tracks like this railroad facing you on to your future of getting your goal into reality.

Check your budget how much money is coming in and how much money is getting out. 

Are you saving for the future?

Look at the horizon but have realistic step by step action in attaining it. 

You'd be very proud of yourself once you started even smaller at first!

I can help you come up with a successful financial plan to reach your goals faster! By Saving into your future, but more than that we can manage risks also by protecting your hard-earned income.

Contact me for a Free Consultation at 0915 673 6645. Or email me at: payanewor18@gmail.com

I'm a Licensed Financial Consultant of Pru Life U.K. and I can help you determine what's the best savings program specific for your needs.

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Amazing Trick: Let Go and Let God

I haven't been in a nice long vacation for almost a year because of working too hard. 

Sa nakaraang mga araw, naramdaman ko na ang burn-out. Although I love what I'm doing, merong times na when I just kept on pushing myself for results pero iniintay pa na something would really materialize, pero bakit parang ang tagal.

Nangyayari din ba sayo ang ganito?

Then I happened to read a book from Brian Tracy about after few months of trying too hard and being stressed, to try something different and just not think about work and instead go for vacation.

Kelangan daw ma-replenish ang ating energy and let our powerful mind to rest and meditate while enjoying nature, sceneries and a different kind of experience to make it work again by YOU just realizing the answer to your problems. It's called Superconscious.

All what we do in action, actual words na sinasabi, when we eat, and we've got impulse to move are all in a Conscious state according to the book. But then it's only 2% accurate and fast!

Subconscious is our inner mind that it's 98% faster and more powerful... Comprises of the real meaning of the actual words we say. Our thoughts travelling and multi-task and think as faster than our conscious words and actions.

But Superconscious is our being God-like in thinking and getting divinely answered from no matter how complicated we perceive our problems are. It is 200% More accurate! 

Kasama na din ang mga times na meron tayong "bright idea" at may naisip tayong insight at parang di tayo makatulog, then its the Superconscious working. Ang daming beses na nangyayari sa akin ito and I or we should take advantage of this. Get a paper and pen, and write down everything that you think and is in your mind. They are the answers to your problems.

It's how Albert Einstein thought and came up with great inventions.

It's how a car and an airplane were thought of and built by powerful human minds like the Wright Bros., Alexander Graham Bell and more!

At the same time when we detach our mind and physical body from our day to day stress and pray to God na siya na ang bahala. Siya na nga talaga ang bahala sa lahat. Miracles do come.

And how our glorious answers and surprises come exactly at the perfect timing.

Do you also experience that?

I was stressing to complete my goal and looked impossible. I kept on pushing, going out of my way and my comfort zone. Swallowing my pride, fear and taking risks... And still nothing or madami pang delay or pending. Wala pang nag ma-materialize! 

And then, sakto naman a group of friends of mine organized a mini-holiday for three days. So I prayed and let go of my problems and let God.

I had fun and completely escaped for three days.

Hiking

Discovering Rock formations

Swimming

Shopping Souvenirs 

And then the unthinkable happened. Exactly when we were about to finish the holiday.

I received multiple great news.

That indeed I'd conquered and be victorious by Letting Go and Letting God. Super galing.

God wants us to put our best effort in achieving our dreams for our prosperity and fulfillment.

Pero kapag may mga times, na parang walang nangyayari, No, there is something happening..

Just PAUSE. Let go for awhile and Let God.

Just Continue to Plant. Plant. and Plant.

He works in wonders at the seeds and growing roots in our businesses, investments and in our bosses or client's hearts. Because what we put out we get back in.

We Harvest. It's a season. And it's amazing that when we harvest, siksik, liglig at umaapaw tulad ng fish na nakuha nila Peter. The disciples were out to fish at buong gabi na walang nakuha, but then in the dawn, they rested, and Jesus came and said to lower the nets once again and instead move the nets to the right side, and then they were surprised to get more fish the nets were about to break.

Believe. Answers are within you.

Act on it quickly. Let Go and Let God.

John 21: 6  New International Version (©2011)
He said, "Throw your net on the right side of the boat and you will find some." When they did, they were unable to haul the net in because of the large number of fish.

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Passion Isn't Everything.. Your WHY Drives You!

There have been many talks and motivational topics revolving around Passion. Ang pagiging Mapusok, o Nag-aalab na Damdamin about something or someone.

Pero hindi pala ito sapat. I have been wanting something so bad that I know deep inside I have a Passion, but I realize there is still something holding me back to really drive me forward to take action.

I realize Passion is solely an Energy. It is the fuel. Ito ay gasolina ng sasakyan para ito umandar. Hindi sapat na puro o solid na damdamin lamang upang makamit ang goal, be it: financial freedom, meet your true love, launching a business etc.

We need to step on the accelerator to actually drive forward to move towards our goal!

And I believe what's missing in most of us is the:
WHY? Accelerator factor.

We must have a Strong why. 

Why we want a goal so badly. 

Why we dream so big. 

Why we think and do things as it is.

Bakit nga ba?

As if there's a ball coming from somewhere hit me so hard in the face. I have come to realize why as if there's still holding me back.

My Why was so compelling, it has turned my thinking and deep thoughts and quickly put it in action.

Why I do what I have to do - my mission is to help Filipinos increase their financial literacy, and learn to save and invest for the future. And to be financially free and launch more businesses left and right so I can be an inspiration and in turn help more those in need. Do more of ministry and mission works for the poor and in need.

But when I become so hesitant, and my FEAR is so big in my heart. Or when I feel pride and ego that this paralyzes me into action?

I imagine and think that beside me, sitting or standing with me are my grandchildren... Not even my own children but my grandchildren, looking at me longingly, and as if they're thinking. How big is your why, your Love to Save us? in the Future? from Poverty?

This propelled me to step into the accelerator of the engine and uses my Fuel: Passion, to not think of anything else, not my pride, my ego or if people judge me but think of my future generation, my grandchildren's future depends on me on the now how I would act accordingly.

And I think of God's Word in Luke 14:27 

New International Version And anyone who does not carry his cross and follow me cannot be my disciple.

It's not about me anymore...

But How I carry the cross and go out and speak in love for my mission, for God's work to be his disciple.

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Ano Ang Iyong "Jar of Oil"?

2 Kings 4 (NLV)

Elisha and the Jar of Oil

4 Now the wife of the son of one of the men who tell what will happen in the future cried out to Elisha, “Your servant, my husband, is dead. You know that your servant honored the Lord with fear. But the man to whom he owed money has come to take my two children to make them serve him.” ² Elisha said to her, “What can I do for you? Tell me, what do you have in the house?” And she said, “Your woman servant has nothing in the house except a jar of oil.” ³ Then he said, “Go around and get jars from all your neighbors. Get empty jars, many of them. ⁴ Then go in and shut the door behind you and your sons. Pour the oil into all these jars, and set aside each one that is full.” ⁵ So she went from him and shut the door behind her and her sons. They took the jars to her, and she poured. ⁶ When the jars were full, she said to her son, “Bring me another jar.” And he said to her, “There is not one jar left.” Then the oil stopped flowing. ⁷ She came and told the man of God. And he said, “Go and sell the oil and pay what you owe. You and your sons can live on the rest.”

Ano ang iyong Jar of Oil?

Sobrang Nakaka-touch ang message sa Bible verse na ito for those who have been asking and praying to God for a blessing in their business and work. Mahal tayo ni Lord and he would be delighted in our prosperity.

First and foremost, hinihingi sa atin ni Lord kung ano ang meron sa atin ngayon. 

That is the Jar of Oil. 

That could be a special skill you have which is your strength and talent.

Maaari na ito ay kung anong meron ka sa bahay, bakuran o opportunity sa paligid mo na maaari mong pagkakitaan at ibenta.

Maaari ito ay kasalukuyang trabaho mo na as a Driver, Call center agent, Teacher o I.T. Specialist.

Kung ano ang meron tayo sa kasalukuyan, iyon ang hinihiling na sa atin ni Lord na gamitin to make money.

The verse has been an old testament teaching of entrepreneurship and business. Tinuturuan na tayo noon pa man sa Bibliya ng pagne-negosyo.

Sobrang ganda rin ng teaching na:

When the jars were full, she said to her son, “Bring me another jar.” And he said to her, “There is not one jar left.” Then the oil stopped flowing.

Ibig sabihin, tayo ang makakapagdikta ng limitasyon sa ating sarili sa hanggang saan tayo ma be-bless.

Tayo lamang ang makakapag-set ng kung hanggang magkano ang gusto nating kitain.

Magkano ba ang limit na gusto mo kitain?

• P10,000 a month?
• P100,000 a month?
• P500,000 a month?
• P1M a month?

Kahit sino ka man, saan ka man galing, gender, status, pinag-aralan o kakayahan.

Kung ano ang limit na gusto mo, anuman ang desisyon mo, Makakaya mo!

Walang limitasyon si Lord sa kung papaano niya tayo ibe-bless in terms of income or monetary rewards.

Dahil kahit we are overflowing of blessings already, the Lord is excited to bless us more, He asks us to Bring Him another Jar.

What can you use that you already have in yourself?

• Talent in Singing?
• Go and sing to the world! And be wealthy with that!
• Gift of Teaching?
• Go and offer to train! And be of service to others while earning!
• Gift of Listening?
• Go and be a counselor, teach others to be a good listener!
• Green thumb?
• Go and plant and harvest!
• Makalikot and invents things?
• Go and make jewelries, or toys and sell them!

^{7 ...}And he said, “Go and sell the oil and pay what you owe. You and your sons can live on the rest.”

There is holiness in selling and earning money as long as we set our mind to it. We are permitted by our God. It is a service to our sons and family.

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The above blog post is brought to you by Rowena Yap, who enjoys helping people get an additional source of income through the internet. For more information,
please visit http://www.viloria.net/swa-pinoy/swa-rowenadyap.html

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